There's Only ThreeTypes Of beforeclosures

While the reason for forec losures may be similar from state

 to state and person-to-person, not all foreclosure working

 are exactly the same.In fact, there are three different and

 separate categories of foreclosures.

Judicial Foreclosures which include:

Mortgagor Defaults

Complaint is filed and law suit undertaken

Notice of default is recorded

Court Hearing and Date set for sale

Sale date is advertised

Foreclosure sale

Buyer receives certificate of sale

Period of statutory redemption

Sheriffs deed conveyed to buyer

Possible deficiency judgment

The judicial working  is lengthier and depends on your state laws.